OSB GROUP PLC

OSB GROUP PLC is a specialist lending and retail savings group headquartered in Chatham, England, UK. Its core mission is to provide fair financial solutions and be the UK's leading specialist bank. The company, which traces its heritage back over 150 years, floated on the London Stock Exchange in June 2014 and joined the FTSE 250 a year later.

The group focuses its specialist lending activities on selected sub-sectors of the UK, Jersey, and Guernsey markets, including private rented sector buy-to-let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines, asset finance, and bridging loans. Its lending is primarily funded by retail savings sourced through its Kent Reliance and Charter Savings Bank brands. The company operates under two main segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS), which includes brands like Precise Mortgages and InterBay.

In the first quarter of 2026, OSB Group advanced £1.2 billion in gross mortgage lending, an 11% increase year-on-year, with growth in buy-to-let and residential borrowing. The group launched a new dedicated specialist Buy-to-Let lending brand, Rely, in November 2025. Recent leadership changes include the appointment of Enrique Alvarez Labiano as Chief Executive Officer in February 2026. The company also reduced its capital ratio target and initiated a £100 million share buyback program in March 2026.