Oportun Financial Corporation

Oportun Financial Corporation is a mission-driven financial services company headquartered in San Carlos, California. Established in 2005, its core mission is to provide inclusive and affordable financial services to individuals often overlooked by traditional financial institutions, particularly those with limited or no credit history.

The company offers a range of products designed to help its members build a better financial future. These include unsecured and secured personal loans, credit cards, and automated savings tools such as its Set & Save platform. Oportun differentiates itself by utilizing artificial intelligence and proprietary credit scoring models to assess creditworthiness, enabling it to serve low-to-moderate-income borrowers across the United States.

Oportun became a publicly traded entity on the NASDAQ Global Select Market under the ticker OPRT in September 2019. The company recently underwent a leadership transition in April 2026, with Doug Bland appointed as the new Chief Executive Officer, following an interim period led by Kate Layton and Gaurav Rana. Oportun reported a net income of $25.2 million for 2025, marking a significant turnaround from the previous year's loss. The company was also recognized by USA Today in 2026 for its customer service in financial services.