MODERN TREASURY CORP.

Modern Treasury is a financial technology company that provides payment operations software designed to automate the full cycle of money movement for businesses. Founded in 2018, the company's mission is to build the most trusted infrastructure for global money movement, enabling businesses to manage and track payments with greater speed, ease, and transparency. Modern Treasury is headquartered in San Francisco, California, with an additional office in New York City.

The company offers a platform accessible via web application and APIs, supporting payment initiation, approvals, tracking, and reconciliation. Its services integrate with banking systems to facilitate various payment rails, including ACH, wires, real-time payments (RTP), and stablecoins. Key products include Payments, Ledgers, and Stablecoins, with a recent expansion into offering an integrated Payment Service Provider (PSP) solution. Modern Treasury serves a diverse range of market segments, including fintech companies, marketplaces, lenders, and enterprises across industries such as real estate, healthcare, insurance, education, and financial services.

Co-founded by Dimitri Dadiomov, Matt Marcus, and Sam Aarons, Modern Treasury has seen leadership changes with Matt Marcus assuming the CEO role in July 2025, while Dimitri Dadiomov transitioned to Co-Founder and President, and Sam Aarons continues as Co-Founder and CTO. The company was valued at over $2 billion as of March 2022, having raised over $183 million in total funding. Recent developments include an integration with Polygon in April 2026 to support USDC stablecoin payments, a partnership with Persona for enhanced onboarding and compliance, and the Solana Foundation selecting Modern Treasury as a payments infrastructure partner. The company also acquired Beam (Financial Software) in October 2025.

Latest updates

Modern Treasury Integrates Polygon for Stablecoin Payments

Event summary

  • Modern Treasury has integrated with Polygon to support USDC stablecoin payments.
  • The integration aims to simplify the movement of funds between Polygon and the U.S. financial system.
  • Polygon has facilitated over $2.4 trillion in transactions and boasts 99.999% uptime.
  • Modern Treasury customers can now convert USD to USDC and back programmatically, and reconcile fiat and on-chain activity in a unified ledger.
  • The integration is intended to accelerate product launches, reducing development time from weeks to days.

The big picture

The integration reflects the growing convergence of traditional finance and blockchain technology, with stablecoins increasingly viewed as a core component of financial infrastructure. Modern Treasury’s move positions it to capitalize on the demand for seamless on- and off-ramps between fiat and digital assets, but also exposes it to the regulatory and operational risks inherent in the nascent stablecoin ecosystem. The ability to orchestrate payments across multiple rails, including stablecoins, is becoming a key differentiator for treasury management platforms.

What we're watching

Adoption Rate
The speed at which Modern Treasury’s existing customer base adopts the Polygon integration will indicate the true demand for this functionality and its impact on revenue growth.
Competitive Response
Other treasury management platforms will likely accelerate their own blockchain integrations, potentially leading to a price war or a consolidation of features.
Regulatory Scrutiny
Increased regulatory scrutiny of stablecoins and blockchain-based payment rails could impact the long-term viability of this integration and require Modern Treasury to adapt its compliance protocols.

Disbo Integrates Modern Treasury to Digitize Law Firm Payments

Event summary

  • Disbo, a payments platform for law firms and medical offices, has selected Modern Treasury as its payment service provider (PSP).
  • Many law firms currently receive up to 90% of payments via paper checks, a process Disbo aims to modernize.
  • Modern Treasury’s platform will enable Disbo to support ACH and real-time payment flows, streamlining operations.
  • Disbo is building a 'Med-Legal Payment Network' to digitize disbursements and direct deposits.

The big picture

The partnership underscores the ongoing digital transformation within the legal and medical sectors, where reliance on outdated payment processes remains surprisingly prevalent. Disbo's focus on law firms addresses a niche but significant market, representing a substantial opportunity to modernize a slow-moving industry. Modern Treasury’s role as a PSP demonstrates the increasing demand for specialized infrastructure to support these evolving payment workflows.

What we're watching

Adoption Rate
The success of this partnership hinges on Disbo's ability to convince law firms, traditionally reliant on checks, to adopt digital payment methods; slow adoption will limit Disbo’s growth potential.
Competitive Landscape
Modern Treasury's win highlights the growing demand for specialized PSPs; competition in this space will likely intensify as other fintechs seek to offer similar services.
Scalability
Disbo's ability to scale its platform and maintain compliance as it expands its client base will be critical; any operational bottlenecks could hinder its growth trajectory.
CID: 3274