Clover Health Investments, Corp.

Clover Health Investments, Corp. is a healthcare technology company operating in the Medicare Advantage market. Its mission is to improve every life by leveraging clinical data and software to prevent unnecessary care, focusing on enhancing health outcomes for Medicare patients through data-driven, value-based care. The company's principal executive offices are located in Franklin, Tennessee.

Clover Health offers Medicare Advantage (MA) insurance plans, including Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) options. A core component of its offering is the proprietary software platform, Clover Assistant, which aggregates patient data from across the healthcare ecosystem to provide primary care physicians with insights for early detection and management of chronic diseases. The company also provides supplemental benefits such as dental, vision, hearing, and over-the-counter allowances. Clover Health primarily targets Medicare-eligible individuals aged 65 and older, with a focus on low-to-moderate income seniors and underserved populations in urban and suburban areas across several U.S. states.

Andrew Toy serves as the Chief Executive Officer, with Vivek Garipalli as the executive chairperson. Clover Health is evolving its business model to include licensing its technology platform, now also branded as Counterpart Assistant, to other Medicare Advantage payers and providers, transitioning towards a hybrid SaaS and shared-savings model. The company is aiming for full-year GAAP net income profitability in 2026. In early 2026, Clover Health reported significant year-over-year membership growth in its Medicare Advantage PPO plans and announced a partnership with HealthEx to enable MA members to securely access and share clinical records and claims data via Counterpart Health infrastructure.