ACI Worldwide Raises 2026 Guidance on Strong Q1 Growth in Payments Modernization
Event summary
- ACI Worldwide reported Q1 2026 revenue of $426 million, up 8% YoY, with recurring revenue growing 10% YoY.
- Real Time Payments and Merchant segments grew over 20% YoY, while Biller saw 10% growth.
- Net new ARR bookings increased 39% YoY to $12 million.
- Adjusted EBITDA margin improved to 38% from 36% in Q1 2025.
- Company raised full-year 2026 revenue guidance to $1.89–$1.92 billion from $1.88–$1.91 billion.
The big picture
ACI Worldwide's Q1 2026 results highlight the accelerating shift toward payments modernization, with strong demand for its cloud-native solutions. The company's strategic decision to operate its Payment Software and Biller businesses as distinct segments has sharpened its focus and driven organic growth. The raised full-year guidance reflects confidence in maintaining this momentum, though execution risks and competitive dynamics remain key watchpoints.
What we're watching
- Cloud-Native Adoption
- How the expansion of the ACI Connetic pipeline will impact market demand for cloud-native payments platforms.
- Segment Growth
- Whether ACI can sustain the strong growth in Real Time Payments and Merchant segments amid competitive pressures.
- Capital Allocation
- The pace at which ACI will execute its capital allocation framework, balancing organic growth, M&A, and shareholder returns.
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