Standard Premium Finance Signals Major Growth Push at Investor Conference

MIAMI, FL – February 10, 2026 – Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) is poised to outline an aggressive national growth strategy at a key industry event, signaling a new phase of expansion for the specialty finance company. The firm announced it will present at the 152nd National Investment Banking Association (NIBA) Investment Conference in Ft. Lauderdale, Florida, on March 11-12, 2026.

The presentation, to be delivered by Chief Financial Officer Brian Krogol, is expected to detail the company’s recent achievements and lay out a forward-looking plan for continued expansion. This move places Standard Premium directly in front of the investment banking community, a strategic decision as it seeks to scale its operations, fund acquisitions, and solidify its market position.

A Strategic Platform for Growth

The NIBA conference is a critical venue for companies like Standard Premium. It serves as a nexus for institutional investors, analysts, and financial dealmakers, providing an opportune moment to attract capital and forge strategic partnerships. For Standard Premium, the event is more than a simple presentation; it is a calculated step in its broader corporate strategy.

“This event is an ideal forum for engaging with industry peers, sharing perspectives and articulating the opportunities that fuel the execution of our next phase of growth,” stated William Koppelmann, CEO of Standard Premium, in the company's announcement. Koppelmann, along with CFO Krogol, will be available for one-on-one meetings, indicating a concerted effort to engage directly with potential investors and partners.

The company’s presence underscores its intent to leverage the investment community to support its ambitious agenda. This includes expanding its credit facility, building out its acquisition pipeline, and continuing its state-by-state licensing push to increase its national footprint.

Fueling Expansion with Capital and Acquisitions

At the heart of Standard Premium's growth narrative is a multi-pronged strategy focused on capital, acquisitions, and market penetration. The company has successfully expanded its credit facility to $115 million, a crucial financial tool designed to fund a significant increase in loan originations and support its M&A ambitions throughout 2026.

This war chest is earmarked for an aggressive “roll-up acquisition strategy.” The insurance premium finance market, while consolidating over the past two decades, remains fragmented. Standard Premium is actively targeting what it calls “synergistic businesses” to acquire, aiming to leverage economies of scale and integrate new technologies. This M&A focus was highlighted in a December 2025 outlook, where the company noted a large appetite for acquisitions, particularly targeting technology-driven firms that can enhance operational efficiency and service delivery.

Parallel to its M&A activity, the company has been methodically expanding its operational territory. It is now licensed to operate in 42 states, a significant increase that provides a broad foundation for its approximately $140 million in annual loan originations. This national presence is a key differentiator in a market often served by regional or local players.

The Booming Market for Premium Finance

Standard Premium’s expansion plans are set against the backdrop of a robust and rapidly growing global premium finance market. Valued at over $48 billion, the market is projected by some analysts to reach nearly $80 billion by 2028, growing at a compound annual growth rate (CAGR) of over 11%. The U.S. market alone accounted for more than $11 billion in 2024.

Several factors are driving this demand. Rising insurance premiums across property and casualty lines are placing a greater financial burden on businesses and individuals, making financing options more attractive. Policyholders are increasingly seeking solutions for liquidity and cash flow management, preferring to pay premiums in installments rather than in a single large, upfront sum. Furthermore, the digital transformation of finance is a major tailwind, with over 75% of financial transactions now occurring online, making premium finance solutions more accessible than ever.

Non-Banking Financial Companies (NBFCs) like Standard Premium are pivotal in this ecosystem. Their agile loan structures, competitive rates, and often faster approval times make insurance more attainable for a wider range of clients, thereby fueling market momentum.

Navigating a Competitive and Complex Landscape

Despite the favorable market trends, the insurance premium finance industry is intensely competitive. The barrier to entry is relatively low, but success is heavily dependent on access to low-cost capital. The market is highly concentrated, with the top ten firms controlling over 60% of the market share. These large national players, often owned by commercial banks, compete primarily on price.

Standard Premium aims to carve out its niche by combining national reach with localized service, operating under the motto “Local Presence, National Power.” The company, which has financed over $2 billion in premiums since its 1991 inception, emphasizes its commitment to service and innovative technology to build loyalty among its network of agents and brokers.

While the company reported impressive revenue and net income growth in fiscal year 2024—with revenue climbing 24.9% to $12.1 million—it is not without challenges. A reported net loss in the third quarter of 2025 raised some concerns about its cash burn rate. However, bullish analysts project a return to profitability within three years, driven by strong earnings growth and the execution of its expansion strategy. The upcoming NIBA presentation will be a crucial opportunity for the company's leadership to address these points and reinforce confidence in their long-term vision for creating shareholder value.