Silver Oak Arms Advisors with Institutional Models from Fidelity, Invesco

JACKSON, Tenn. – January 06, 2026 – Silver Oak Securities, an independent broker-dealer and Registered Investment Advisor, today announced a significant move to equip independent financial advisors with institutional-grade investment tools. The firm has launched AFX Custom Models, a curated suite of multi-manager model portfolios featuring strategies constructed by industry titans such as Invesco, Fidelity Investments, and Aptus Capital Advisors.

The new offering, available exclusively through Silver Oak's AdvisorFX platform, is designed to directly address the operational bottlenecks and resource limitations that often hinder the growth of independent advisory practices. By providing access to sophisticated, pre-built investment portfolios, the initiative aims to level the playing field, allowing smaller firms to compete with the resources of larger institutions.

Leveling the Playing Field for Independent Advisors

For years, independent financial advisors have faced a critical challenge: balancing the deep, time-intensive work of investment management with the equally demanding tasks of financial planning, client service, and business development. AFX Custom Models enters this dynamic by offering a powerful outsourcing solution that does not require advisors to abandon their core investment philosophies.

The platform is engineered to alleviate significant operational burdens. Industry research suggests that advisors can reclaim hundreds of hours annually by delegating tasks like security selection, portfolio rebalancing, and tax-loss harvesting. This reclaimed time can be redirected toward higher-value activities, such as deepening client relationships and acquiring new business. By outsourcing the construction and maintenance of portfolios to specialized asset managers, advisors can scale their practices more effectively, serving a larger client base without a proportional increase in back-office complexity.

"Beyond institutional-quality investment options, independent advisors need the service, support, and flexibility to grow their practices without adding complexity," said Billy Hopkins, Founder and CEO of Silver Oak Securities, in the company's announcement. "With AFX Custom Models, they get access to world-class managers, comprehensive portfolio solutions, and the freedom to serve clients their way while we handle the implementation."

This move aligns with a broader industry trend where advisors are increasingly seen as "Financial MDs," diagnosing client needs and prescribing specialized solutions from third-party experts. This shift allows them to focus on holistic financial wellness, enhancing client trust and delivering more comprehensive value.

Redefining 'Institutional Quality' for Main Street

The term "institutional quality" often implies a level of rigor, research, and risk management typically reserved for large pension funds and endowments. Silver Oak's new offering aims to democratize this standard by partnering with firms renowned for their institutional capabilities.

• Invesco, a global investment management powerhouse, contributes its expertise in tactical allocation and macroeconomic analysis. Their models, like the AFX Core Portfolio Suite and AFX Income series, are built using diversified, cost-efficient ETFs and are designed to navigate changing economic regimes.
• Fidelity Investments, a cornerstone of the financial industry, brings its proprietary manager research and sophisticated risk analytics to the table. The AFX Strategic series, built by Fidelity, leverages a disciplined, open-architecture approach, selecting top-tier strategies from both Fidelity and third-party managers to construct long-term allocations.
• Aptus Capital Advisors, a specialist in risk-managed strategies, constructs the AFX Dynamic Allocation series. These models utilize options-based strategies to manage downside risk while seeking to capture market upside, a hallmark of sophisticated institutional hedging techniques. Aptus’s compliance with Global Investment Performance Standards (GIPS®) further underscores its commitment to institutional-level transparency and process.

Together, these partnerships provide advisors with a diverse toolkit. The five distinct investment series—AFX Dynamic Allocation, AFX Core Portfolio Suite, AFX Enhanced, AFX Income, and AFX Strategic—cater to a wide range of client objectives, from aggressive growth to conservative income generation, with tax-aware options available across the board. This allows advisors to deliver a high degree of personalization at scale, matching institutional-grade strategies to individual client profiles.

More Than Models: The Power of an Integrated Ecosystem

AFX Custom Models is not a standalone product but a cornerstone of Silver Oak’s broader strategic vision, embodied by its AdvisorFX ecosystem. This integrated platform is designed to provide holistic support, recognizing that investment management is just one facet of a successful advisory practice.

The AdvisorFX platform consists of three key pillars:

1. AFXInvest: The investment management hub, now powered by the new AFX Custom Models, serves as a marketplace for advisors to access diversified, third-party investment solutions efficiently and cost-effectively.
2. AFXTech: This technology suite provides integrated solutions for practice management, including CRM, financial planning tools, and business performance dashboards, designed to streamline operations and enhance efficiency.
3. AFXInsurance: An in-house Independent Marketing Organization (IMO) that gives advisors direct access to insurance products, enabling them to integrate risk management and protection planning into their client offerings.

By weaving these elements together, Silver Oak is creating a comprehensive support system that addresses technology, insurance, and investments under one roof. This ecosystem approach reflects a growing trend in the wealthtech space, where platforms that offer a unified, seamless experience are gaining traction over fragmented, single-point solutions. The strategy aims to empower advisors to build more resilient and profitable practices by providing the integrated tools necessary to compete in a complex market.

Navigating a Competitive Landscape

Silver Oak's launch is strategically timed to capitalize on explosive growth within the model portfolio market. Industry analysts project that assets managed in model portfolios could approach $3 trillion by the end of 2026, driven by an insatiable demand for efficiency and scalability. Advisors are increasingly turning to these solutions to standardize their investment process while freeing up capacity for growth.

A key driver of this trend is the demand for greater personalization. According to recent industry reports, custom models are a top priority for the majority of providers, reflecting a market shift away from one-size-fits-all solutions. By branding its offering as "AFX Custom Models" and providing a range of distinct, highly specialized series, Silver Oak is positioning itself to meet this demand head-on.

The inclusion of top-tier, non-proprietary asset managers like Fidelity and Invesco also signals a commitment to an open-architecture philosophy, which is increasingly favored by advisors who want access to best-in-class strategies regardless of their origin. As the financial advisory landscape continues to evolve, platforms that offer this combination of institutional access, customization, and integrated operational support will be critical for empowering the next generation of independent financial professionals.