Resilience’s EU Win Signals a Major Shift in Cyber Insurance Strategy

📊 Key Data
  • 48% growth in gross written premium for Resilience in Europe in 2025
  • €25 million to over €10 billion in enterprise revenue coverage expanded
  • Integrated cybersecurity services combined with insurance, reducing ransomware payments and improving underwriting accuracy
🎯 Expert Consensus

Experts view Resilience's award-winning model as a pivotal shift in cyber insurance, emphasizing proactive risk mitigation and data-driven underwriting over traditional reactive policies.

2 months ago
Resilience’s EU Win Signals a Major Shift in Cyber Insurance Strategy

Resilience’s EU Win Signals a Major Shift in Cyber Insurance Strategy

LONDON – February 06, 2026 – Cyber risk solutions company Resilience has secured a major industry accolade, being named MGA of the Year at the prestigious Cyber Insurance Awards Europe. The award, presented by industry publication Intelligent Insurer, recognizes the firm's significant impact on the European market through its innovative, technology-forward approach to managing cyber risk.

The honor serves as a powerful validation of the company's integrated strategy, which combines proactive cybersecurity services with comprehensive insurance coverage. The award judges specifically commended this model, noting at the ceremony, "Resilience has been very successful in building mitigation and prevention technologies, offering their clients valuable simulation tools and real-time monitoring. By reducing ransomware payments and improving underwriting accuracy through live intelligence, they have offered a USA-style product to Europe."

This recognition comes at a critical time for European enterprises, which are grappling with an increasingly complex threat landscape and regulatory pressures. Resilience's success suggests a broader market pivot away from traditional, reactive insurance policies and toward holistic, preventative cyber resilience partnerships.

A New Blueprint for Cyber Risk

At the heart of Resilience's award-winning performance is a fundamental departure from the conventional insurance model. Instead of simply pricing risk and paying claims after an incident, the company embeds itself as a continuous security partner. This integrated approach is built on a foundation of data-driven underwriting and active risk mitigation, a philosophy that aims to make clients demonstrably safer.

This is achieved through a suite of interconnected services. The company's in-house Risk Operations Center provides continuous evaluation of a client's security posture, monitoring for vulnerabilities and delivering timely threat intelligence. This allows businesses to address critical findings before they can be exploited by attackers. This proactive stance is further empowered by an award-winning cyber decision platform, which provides CISOs, CFOs, and Risk Managers with tools to quantify their financial exposure to cyber threats and prioritize security investments accordingly.

"The strong growth we have seen in the region proves the market is responding to a disciplined, data-driven approach to quantifying and mitigating cyber risk," said Vishaal "V8" Hariprasad, a co-founder of Resilience. "We eliminate the guesswork in cyber risk, showing clients how their security choices directly impact their financial stability and offering top rated insurance solutions to protect their bottom line."

This stands in stark contrast to the traditional, often static, underwriting process that relies heavily on annual questionnaires. By leveraging live intelligence, Resilience aims for more accurate risk assessment and pricing, which in turn contributes to what it describes as an industry-leading loss ratio. The model is completed by in-house claims handling, ensuring that if an incident does occur, clients receive direct and priority management from a team already familiar with their security environment.

Conquering the Continent with Strategic Growth

Resilience's European expansion has been both rapid and strategic, culminating in an impressive 48% growth in gross written premium for the region in 2025. This surge was fueled by a series of calculated moves designed to deepen its market penetration and broaden its appeal to a wider range of sophisticated clients.

A key development was the introduction of Technology Errors and Omissions (Tech E&O) coverage in the UK and Europe. By bundling Tech E&O with its core cyber insurance product, the company created a more comprehensive solution for technology firms and other businesses whose operations are intrinsically linked to their digital products and services. This move addresses a critical need for integrated coverage that protects against both data breaches and failures in technology performance.

Simultaneously, Resilience dramatically expanded its capacity, now able to underwrite policies for enterprises with revenues from €25 million to over €10 billion. This positions the company to compete for the continent's largest and most complex accounts, which require substantial coverage limits. Further enhancing its global reach, the firm established a wholesale facility in London to underwrite US-based risks, leveraging the city's status as a global insurance hub.

This operational expansion was matched by a geographical one, with key leadership appointments strengthening its presence in Germany, Austria, France, and the BeNeLux countries. This on-the-ground expertise is crucial for navigating diverse local market conditions and regulatory environments.

From Indemnity to Resilience: A Proactive Pivot

The MGA of the Year award is more than just a corporate victory; it signals an evolution in the cyber insurance industry's mindset. As cyberattacks become more frequent and sophisticated, enterprises are realizing that a simple insurance policy is no longer sufficient. The market is shifting its focus from mere financial indemnity to achieving true organizational resilience.

"We're deeply honored to receive this recognition from Intelligent Insurer and our peers in Europe," said Jack Jenner, Managing Director, International for Resilience. "Our capacity and broker partnerships have helped us to bring our unique approach to clients in Europe. Through senior underwriting and claims handling, advanced risk intelligence from our Risk Operations Center, and industry leading risk quantification and prioritization software, we help clients become more resilient to losses from cyber attacks."

This proactive philosophy moves beyond managing risk at a general portfolio level and drills down to the individual client. By providing tools and intelligence that empower organizations to strengthen their defenses, the insurance product becomes part of a broader risk management strategy rather than a last resort.

"In collaboration with our partners, Resilience helps clients achieve superior results, enhancing their resilience against losses," Jenner added. "Our strategy moves past general portfolio risk management, focusing instead on the individual account level. This commitment to innovation in distribution and underwriting excellence is fundamental to making enterprises cyber resilient."

As European businesses continue to navigate the turbulent waters of digital risk, this integrated, data-centric approach to building resilience from the inside out is proving to be a compelling and, as the recent award demonstrates, celebrated path forward.

Sector: AI & Machine Learning Cybersecurity Insurance
Theme: Financial Regulation Machine Learning Zero Trust Artificial Intelligence Identity & Access Management Ransomware Talent Acquisition
Event: Industry Awards Expansion
Metric: Revenue Revenue Growth
Product: Insurance Products Analytics Tools
UAID: 14787