Orrstown Advisors Opens New Chambersburg Hub, Boosting Local Access

CHAMBERSBURG, PA – January 12, 2026 – Orrstown Financial Advisors (OFA), the wealth management division of Orrstown Bank, is significantly deepening its commitment to the local community with the opening of a new, dedicated office at 990 Lincoln Way East. The move marks a strategic expansion designed to enhance client accessibility and service in a growing regional economy.

The ten-person advisory team, previously housed within the Orrstown Bank branch on Orchard Drive, will now operate from a newly renovated 4,000-square-foot space in the former Plasterer’s Florist building. This relocation provides a standalone, modern environment focused exclusively on financial planning and investment services, signaling a deliberate shift in how the firm engages with its clients.

A Strategic Investment in a Growing Community

OFA's expansion is not merely a change of address but a calculated investment in a region demonstrating robust economic health and demographic growth. Chambersburg's population has seen a notable 5.2% increase since 2020, with projections indicating continued, steady growth into 2025. This expanding population, coupled with a median age of 41.2 years, represents a substantial demographic of working professionals and pre-retirees actively engaged in long-term financial planning.

The local economy, anchored by strong healthcare, manufacturing, and retail sectors, provides a stable foundation for wealth creation and investment. Furthermore, Chambersburg's cost of living is approximately 11.5% lower than the national average, potentially increasing the disposable income residents can allocate toward savings and investment goals. By establishing a more prominent and accessible physical presence, Orrstown Financial Advisors is positioning itself to better serve the evolving financial needs of this dynamic community, from retirement and estate planning to education funding and risk management. The move reflects a confidence in the borough's future and a commitment to being an integral part of its economic fabric.

Redefining the Client Experience

The transition from a shared bank branch to a dedicated advisory center is central to OFA's strategy to elevate the client experience. The new office is designed to offer a level of privacy, comfort, and specialization that can be challenging to achieve in a bustling, transaction-oriented bank environment. With 4,000 square feet dedicated to a ten-person team, the facility promises spacious consultation rooms and a welcoming atmosphere where clients can engage in sensitive financial discussions with confidence.

This focus on creating a superior client environment was emphasized by Philip Fague, Executive Vice President and Chief Trust Officer. “We’re excited to open this new office in Chambersburg and continue building strong relationships with our clients,” Fague stated. “This space reflects our commitment to providing exceptional service and a comfortable environment where clients can feel confident discussing their financial goals.”

This client-centric approach aligns with a broader industry trend where wealth management firms are moving away from institutional settings toward more boutique, personalized spaces. Such environments are intended to foster deeper trust and more collaborative relationships between advisors and clients, which are crucial for navigating complex, long-term financial journeys. The firm, which oversees more than $3 billion in investments, is betting that this enhanced, private setting will be a key differentiator for current and prospective clients seeking sophisticated financial guidance.

Competing in Central Pennsylvania's Financial Landscape

The decision to launch a standalone office is also a significant strategic maneuver within Central Pennsylvania's competitive financial services market. Chambersburg is already served by a mix of national powerhouses like Merrill Lynch and Edward Jones, as well as established independent firms that emphasize their local ties and personalized service. By investing in a high-visibility, modern facility, Orrstown Financial Advisors is making a clear statement about its intention to compete at the highest level and expand its market share.

This expansion is backed by a broader corporate strategy at Orrstown Bank to bolster its wealth management capabilities. The move comes just days after the bank's parent company, Orrstown Financial Services, Inc. (NASDAQ: ORRF), announced the appointment of a new Chief Wealth Officer on January 6, 2026. This new leadership role is specifically tasked with driving the growth of the OFA division, making the Chambersburg office opening a tangible first step in a renewed strategic push. The bank itself has demonstrated solid financial footing, reporting rising net income and loan growth in recent quarters, providing a strong capital base to support such expansion initiatives. This "continued build-out" of OFA is a direct effort to strengthen its position as a premier financial advisory service in the region.

Community Engagement and Future Outlook

To celebrate the opening and integrate the new office into the community, Orrstown Financial Advisors has planned two key events. A Grand Opening and Ribbon-Cutting Ceremony will be held at 3 p.m. on January 15, 2026, bringing together local leaders, business owners, and community members for a networking reception. This will be followed by a Client Open House on February 12, 2026, offering clients an exclusive opportunity to tour the new space and connect with their advisors in a relaxed setting.

These events underscore the firm's connection to the community, a principle that dates back to the founding of its parent, Orrstown Bank, in 1919. For over a century, the institution has served generations of families and businesses across Central Pennsylvania. This new office represents the next chapter in that long history, blending a legacy of community banking with a forward-looking approach to modern wealth management. As Chambersburg continues to grow, the new Orrstown Financial Advisors office is poised to become a central resource for residents seeking to build and protect their financial futures.