Finloop and EX.IO Forge Path for Hong Kong's Digital Asset Future

HONG KONG – February 06, 2026 – In a landmark move set to accelerate Hong Kong's ambitions as a global digital asset hub, wealth technology platform Finloop and Web3 solutions provider EX.IO today announced a strategic partnership. The collaboration aims to construct a fully compliant ecosystem for Real World Assets (RWA), promising to unlock global liquidity and introduce innovative trading mechanisms for tokenized financial products.

This partnership represents a significant convergence of traditional finance and the burgeoning Web3 space, operating squarely within Hong Kong's meticulously crafted regulatory framework. By leveraging smart contracts and real-time risk management, the two firms intend to create more transparent, secure, and accessible investment channels for a new generation of digital asset investors.

A New Era for Compliant Tokenization

The collaboration brings together two formidable players in the digital finance landscape. Finloop, a Web5 wealth technology platform incubated by Fosun Wealth Holdings, specializes in bridging physical and digital assets. It is joining forces with EX.IO, a global Web3 enterprise whose Hong Kong subsidiary, EXIO Limited, is a licensed Virtual Asset Trading Platform (VATP) regulated by the Securities and Futures Commission (SFC).

This alliance is built on the foundation of Hong Kong's progressive, and increasingly clear, regulatory environment. The SFC has championed a principle of "same business, same risks, same rules," ensuring that tokenized securities are subject to the same rigorous standards as their traditional counterparts. Since implementing a mandatory VATP licensing regime in June 2023, the city has sought to foster innovation while prioritizing robust investor protection. The licensing of platforms like EXIO Limited is a core part of this strategy, creating a secure and supervised environment for digital asset trading.

"We are delighted to collaborate with EX.IO," said Mr. Cai Hua, CEO of Finloop, in a statement. "This partnership will leverage the combined strengths of both parties in technology, compliance, and distribution channels to jointly explore innovative approaches to RWA tokenization and connect global liquidity."

FUIDL: The First Step in a Landmark Collaboration

The partnership's inaugural project will be the distribution of Finloop's FUIDL, a pioneering tokenized fixed-income product. Described as Asia's first technical solution of its kind, FUIDL is anchored to AAA-rated underlying assets and offers the high liquidity of instant subscription and redemption capabilities. This product is designed to bring the stability and security of high-grade traditional assets onto the blockchain.

Under the agreement, FUIDL will be distributed via EX.IO's SFC-licensed platform, specifically targeting professional investors. This move provides a compliant pathway for sophisticated market participants to gain exposure to tokenized fixed-income instruments, a market segment poised for significant growth. Furthermore, the partners plan to develop a secondary trading solution for FUIDL, which would dramatically enhance asset liquidity and provide investors with greater flexibility.

This initiative aligns with a broader market trend where high-quality, real-world assets like bonds, funds, and real estate are being converted into digital tokens. By starting with a product backed by AAA-rated assets, Finloop and EX.IO are aiming to build confidence and demonstrate the tangible benefits of RWA tokenization, such as increased efficiency, fractional ownership, and broader market access.

Building a Bridge Between Web2 and Web3

At its core, this partnership is a technological and strategic synergy. Finloop brings its "mature technology stack" for managing the entire lifecycle of RWA products, honed through its experience providing AI-driven software solutions for commercial real estate debt management. The company's platforms already adhere to high banking security requirements, utilizing 256-bit SSL encryption and secure data centers.

EX.IO complements this with its SFC-compliant custody system and its licensed trading infrastructure. The firm has already made strides in the RWA space, recently launching an on-chain gold token, XAUM, for professional investors after receiving approval for over-the-counter (OTC) operations. Together, the companies will explore advanced solutions like multi-chain custody and cross-chain settlement, aiming to boost operational efficiency while maintaining strict compliance.

The collaboration also intends to capitalize on the SFC's "Circular on shared liquidity by virtual asset trading platforms." The firms plan to investigate innovative models such as cross-platform order book integration and coordinated market making. The goal is to provide Hong Kong investors with access to deeper global liquidity pools, thereby improving trading efficiency and market depth for RWA products.

Navigating a Competitive and Evolving Market

The Finloop-EX.IO alliance enters a vibrant and increasingly competitive arena. Hong Kong is rapidly solidifying its position as a world leader in RWA tokenization, supported by government initiatives like the launch of the world's first dedicated RWA registry platform in 2025 and the Hong Kong Monetary Authority's issuance of tokenized green bonds. Major financial institutions are not sitting on the sidelines; giants like HSBC and China Asset Management have already launched tokenized money market funds, signaling strong institutional appetite.

Within this dynamic ecosystem, the partnership between a fintech innovator and a licensed Web3 platform is a powerful combination. It reflects a strategic move to build a comprehensive, end-to-end solution for the issuance, distribution, custody, and trading of compliant digital assets.

Ms. Chen WU, Co-Founder and Chief Executive Officer of EX.IO, commented on the forward-looking nature of the partnership. "We are pleased to collaborate with Finloop in jointly exploring and establishing a compliant new ecosystem for Real World Assets," she stated. "Moving forward, the Group remains committed to driving financial innovation and contributing to the tokenization landscape in Hong Kong and globally by continuously identifying high-quality RWA products for listing."

As both firms deepen their partnership, they plan to introduce a wider array of compliant products, further expanding the investment opportunities available to the market. This collaboration not only injects new momentum into the digital transformation of the wealth management industry but also serves as a compelling model for how traditional finance and Web3 can unite to build the future of investment.