Allworth Taps RISR Tech to Target Business Owner Succession Wave

PHILADELPHIA, PA – February 05, 2026 – Allworth Financial, a national registered investment advisory (RIA) firm with approximately $34 billion in assets, is making a significant strategic move to capture the burgeoning business owner market. The firm today announced a partnership with RISR, a new fintech platform, to integrate specialized business planning technology across its national advisory network. The collaboration aims to equip Allworth’s advisors with sophisticated tools to guide entrepreneurs through the complex lifecycle of their businesses, from growth to the increasingly critical exit phase.

This partnership signals a broader trend in the wealth management industry: the urgent need for integrated solutions that cater to the unique, intertwined financial lives of business owners. As a wave of baby boomer entrepreneurs approaches retirement, the demand for coordinated succession, valuation, and tax-aware exit planning has skyrocketed.

A Strategic Play for the Entrepreneurial Market

For Allworth Financial, a firm known for its aggressive growth strategy—marked by 45 acquisitions since 2018—this partnership is more than a simple technology upgrade. It represents a calculated play to deepen its moat in a lucrative and historically underserved client segment. By embedding RISR’s platform, Allworth strengthens its core value proposition of delivering coordinated financial, tax, and now, highly specialized business planning.

The firm, which already provides integrated tax planning and preparation, is now positioned to offer a holistic, institutional-level service to entrepreneurs who are often the pillars of their local communities. This move allows Allworth to differentiate itself from competitors by addressing the business itself as a central component of the owner’s total wealth picture, rather than a separate, siloed asset.

“Allworth remains committed to the idea that quality financial guidance is both comprehensive and personalized, with our success tied to our clients’ success,” said John Bunch, chief executive officer of Allworth Financial. “Our partnership with RISR builds on that commitment by giving our advisors additional, modern tools to support business owners who are the backbone of local economies, helping them make confident decisions about their businesses, their families and their futures.”

The Tech Edge: Integrating Business and Personal Wealth

At the heart of the partnership is RISR's powerful engagement platform, which was founded in 2024 to address what it calls a “dearth of specialized technology” for this market. The platform is designed to demystify complex business planning for both the advisor and the client through a unified, data-driven dashboard.

A key feature is its AI-powered data capture. Business owners can link their QuickBooks accounts or upload tax documents, and the platform’s engine automatically organizes and analyzes the financial data. This automation streamlines a previously cumbersome process, providing advisors with immediate, actionable insights. From this data, the platform can generate a suite of reports and models, including:

• Business Valuation Reports: These go beyond a simple number, providing profit-and-loss analysis, industry benchmarks, and risk overlays to give a comprehensive view of the company’s worth.
• Succession and Exit Modeling: Advisors can run various scenarios to test different exit strategies, timelines, and potential buyers, showing clients the financial impact of each choice.
• Liquidity Projections: The platform can project the net proceeds from a potential sale and demonstrate how those funds would support the owner’s post-exit financial plan and retirement goals.

“Business owners don’t experience their finances in silos, and neither should their advisors,” said Jason Early, founder and chief executive officer of RISR. “Allworth has built a highly innovative model by bringing tax and advisory services together at scale. Our partnership helps extend that model even further, giving advisors a modern, data-driven framework to deliver enterprise-level business owner planning to entrepreneurs in communities across the country.”

Navigating the 'Great Handover' of American Business

The timing of this partnership is critical. The U.S. economy is on the cusp of the largest transfer of business ownership in history, often dubbed the 'Great Handover.' A significant portion of small to medium-sized businesses are owned by baby boomers who are now at or near retirement age. Many, however, lack a formal succession plan, putting their personal wealth and the future of their companies at risk.

This demographic shift has created immense demand for advisors who can navigate the intricate process of a business sale or transfer. This includes valuing the business accurately, structuring the deal in a tax-efficient manner, and integrating the resulting liquidity into a long-term personal financial plan. The RISR-Allworth collaboration directly addresses this market need by providing a scalable solution.

By systematizing the analysis of business financials and succession options, the platform enables Allworth's advisors to offer specialized guidance consistently across its more than 40 national offices. It transforms a complex, often bespoke consulting engagement into a repeatable and efficient advisory service, allowing the firm to serve a larger number of business owners effectively.

Redefining the Advisor-Client Conversation

Ultimately, the integration of RISR's technology is set to fundamentally change the nature of the advisor-client relationship for Allworth's business owner clients. Instead of conversations focused solely on personal investments, advisors are now equipped to engage in strategic discussions about the client’s most significant asset: their business.

The platform’s client-ready deliverables, which include visual tools and interactive scenarios, help translate complex financial data into clear, understandable options. This empowers the business owner to make informed decisions about their future, whether that involves preparing for a sale in ten years, initiating a management buyout, or transferring the business to the next generation.

For Allworth's advisors, the tool streamlines complex workflows and provides the data-driven “talking points” needed to add substantial value. This enhancement of capabilities is also a powerful tool for advisor recruitment and retention, as it provides them with a competitive edge in their local markets. As the wealth management industry continues to consolidate and evolve, partnerships that fuse strategic advice with cutting-edge technology are becoming the new standard for comprehensive client service.