Alacriti Secures Growth Investment to Lead a Smarter Era of Money Movement

BRIDGEWATER, NJ – May 20, 2026 – Payments fintech Alacriti today announced a major strategic growth equity investment, signaling a significant acceleration in the race to modernize the world's financial plumbing. The round was led by Sageview Capital, a private investment firm known for backing industry innovators, with significant participation from BMO Capital Partners and the credit union-focused Curql Fund.

The capital infusion is set to bolster Alacriti’s Orbipay Platform, channeling funds into developing next-generation capabilities, including AI-driven intelligence, advanced fraud prevention, and the burgeoning field of programmable money, such as stablecoins and tokenized deposits. The move comes as banks, credit unions, and businesses face mounting pressure to upgrade legacy systems and offer the seamless, real-time payment experiences that consumers and businesses now demand.

A Strategic Alliance to Unify Payments

The diverse group of investors highlights the widespread industry recognition of the challenges Alacriti aims to solve. Each participant brings a unique strategic perspective, validating the company's central role in the evolving payments ecosystem.

Sasank Chary, Partner at Sageview Capital, underscored the company's prime position. “Alacriti is exceptionally well positioned at the center of payments modernization, real-time money movement, and fraud prevention,” he noted. “The Alacriti team has demonstrated sustained execution and a clear vision for where payments are headed, and we look forward to supporting the company as it scales into its next phase of growth.”

From the perspective of a major financial institution, the investment tackles a core operational challenge. “Unifying payment rails sounds straightforward until you're operating at enterprise scale; we've invested in Alacriti because of the company's ability to solve the unification problem,” said Rendhir Chandran, Managing Director at BMO Capital Partners. He emphasized that the platform addresses “one of the most critical challenges facing financial institutions today—how to deliver a seamless, efficient multi-rail payments experience.”

The investment from Curql Fund, a collective of over 160 credit unions, speaks to the need for modernized payment infrastructure across all tiers of financial services. “Allowing the technology to dictate the most efficient payment rail is the key to quicker, cheaper, and safer money movement, which is where credit unions will receive the most benefit,” stated Nick Evens, President and CEO of Curql. “That's why we invested, and why we're excited to scale Alacriti's platform across our collective.”

Tackling the Modernization Mandate

The urgency for such solutions is undeniable. The U.S. payments landscape is rapidly shifting with the expansion of real-time networks like The Clearing House’s RTP® network and the Federal Reserve's FedNow® Service. Financial institutions are no longer debating if they should adopt instant payments, but how to do so efficiently and securely across a fragmented ecosystem that still includes legacy rails like ACH and Wire transfers.

This is the complex environment where Alacriti has carved out its niche. The company’s Orbipay Platform acts as a central hub, allowing clients to move money across a multitude of payment rails from a single, unified system. The company already boasts a significant footprint, serving approximately 14% of the top 100 U.S. financial institutions and nearly a quarter of all U.S. credit unions with over $1 billion in assets. Its platform processes over 96 million transactions annually, totaling more than $233 billion in value.

Alacriti’s CEO, Manish Gurukula, pointed to the company's deep client relationships as proof of its effectiveness. “Our 98% customer retention rate, along with clients expanding into new products across our platform, demonstrates the deep trust they place in us as they modernize their payments infrastructure,” he said. “We've built a profitable foundation, and this investment lets us move faster to expand our leadership in real-time, unified, intelligent money movement.”

Fueling the Future with AI and Programmable Money

While solving today's unification problem is critical, this investment is firmly aimed at building the infrastructure for tomorrow. The strategic focus on AI, fraud prevention, and programmable money places Alacriti at the forefront of several converging industry trends.

With digital payment fraud attempts on the rise, AI-powered fraud prevention has become a necessity. The investment will enable Alacriti to enhance its multi-layered defense systems, moving beyond traditional rule-based detection to sophisticated models that analyze behavior and transaction patterns in real-time. This is particularly vital for instant payment rails, where the irrevocability of transactions leaves no room for error.

Perhaps most forward-looking is the company's push into programmable money. The global stablecoin market has seen explosive growth, with transaction volumes reaching trillions of dollars annually, rivaling traditional payment networks. By building capabilities for stablecoins and tokenized deposits, Alacriti is preparing its clients for a future where money is not just digital and instant, but also programmable, with logic and conditions embedded directly into the transaction itself. This opens the door to innovations in automated supply chain finance, instant royalty payments, and a host of other use cases.

Positioning for Leadership in a Competitive Field

Alacriti operates in a highly competitive space alongside established giants like ACI Worldwide and Fiserv. However, its strategy of providing a single, modern, multi-rail orchestration platform—combined with a clear roadmap for adopting future-state technologies—is a powerful differentiator.

Instead of offering piecemeal solutions for different payment rails, Alacriti provides a holistic platform designed to simplify complexity and future-proof its clients' operations. This investment from a savvy group of financial and strategic investors is a powerful endorsement of that approach. It not only provides Alacriti with the capital to accelerate its product roadmap but also validates its vision for a unified, intelligent, and real-time financial future. This strategic capital infusion not only validates Alacriti’s current success but also equips it to define the very architecture of how money will move in the coming decade.